Patelco Credit Union - San Jose, California

Introducción

Servicios principales

• Cuentas de cheques: Patelco ofrece varios tipos de cuentas de cheques, incluyendo All Checking, Plus, Free y Interest, diseñadas para satisfacer las necesidades de diferentes miembros. Estas cuentas incluyen características como tarjetas de débito gratuitas, acceso a cajeros automáticos y compensaciones en sobregiros.
• Cuentas de ahorro: La cooperativa ofrece cuentas de ahorro para miembros con diferentes objetivos financieros, como All Savings, Regular, Money Market Plus, Money Market Select, Kids Savings y Certificates. Estas cuentas ofrecen tasas competitivas y acceso a servicios en línea para un manejo conveniente de las finanzas.
• Préstamos: Patelco Credit Union proporciona una variedad de préstamos para miembros, incluyendo préstamos personales, préstamos para automóviles, préstamos hipotecarios y préstamos para estudiantes. La cooperativa se enfoca en ofrecer tasas competitivas y términos de préstamo flexibles.
• Tarjetas de crédito: Patelco ofrece tarjetas de crédito para miembros con diferentes necesidades, como Low Rate, Rewards, Secured y Student. Estas tarjetas de crédito vienen con diferentes características y beneficios, como recompensas en efectivo, tasas de interés bajas y límites de crédito más altos.
• Servicios en línea: La cooperativa de ahorro y crédito ofrece servicios en línea convenientes para que los miembros puedan administrar sus cuentas y realizar transacciones financieras sin tener que visitar una sucursal. Los servicios en línea incluyen banca en línea, banca móvil, transferencias de fondos y pagos de facturas.

Ubicación y accesos

Características destacadas

• Cooperativa de membresía: Patelco Credit Union es una cooperativa de membresía, lo que significa que sus miembros son dueños de la institución financiera. Como resultado, la cooperativa se enfoca en brindar servicios y beneficios que beneficien a sus miembros en lugar de maximizar las ganancias.
• Compromiso comunitario: Patelco se enorgullece de ser una parte activa de la comunidad y contribuye a través de programas y eventos locales. La cooperativa ha apoyado a organizaciones benéficas y causas locales, como la educación, la salud y el bienestar infantil, y la sostenibilidad ambiental.
• Atención personalizada: Patelco Credit Union se compromete a ofrecer una atención personalizada y servicio al cliente excepcional a sus miembros. Los miembros pueden esperar un trato amigable y profesional de los empleados de la cooperativa, así como soluciones financieras personalizadas para satisfacer sus necesidades individuales.

Información práctica

Aspectos positivos de las opiniones

❓ Preguntas frecuentes sobre Patelco Credit Union

👍 Opiniones de Patelco Credit Union

FRIDA D.

5/5

Muy amablesnu rapido servicio.

luis B.

1/5

went to get 2 rolls of quarters to do laundry. i had previously received quarters from this location in the past and was never asked about membership or offered membership. Today was different. a woman asked if i was a "member" of their credit union. i am not. i do bank with another credit union and use Patelico ATM often at that location. i was REFUSED 2 rolls of Quarters. No other members were in the bank at the time. if you bank with other credit unions you do not have access to their services other than using the ATM outside. FYI.....

Shep R.

5/5

I have been experienced a very positive experience recently at patelco at cherry ave. I have been other banks for 5yrs but make it so hard to get car or personal loan. I was looking car loan for financing, I met Kristen Reyes,she have been So supportive, with a great postive energy and expert on her job from the start of fill out my applications until getting approved and throughout the process of having free checking and saving accounts. Also she gave me more helpful resources and information as a result I can able to open free checking account which I never had an idea of the existence of free checking and saving accounts. The service in patelco is super fast service. They processed my car loan application and personal loan in few hrs.the agents over the phone, email, text and in-person, they are super fast to respond, very professional best problem solver to issues. I highly recommend patelco. Thank you for the great job!

David K.

5/5

Hi everyone! After long time of being unsatisfied or frustrated by other bank institutions, I found Patelco Credit Union and I am really happy! I could switch my loans here with much lower interest! Besides, the Union representative BRANDON SAMINATHEN is super nice person and high professional. THANK YOU FOR YOUR EXCELLENT SERVICE! 🌟✌️

Regan B.

5/5

thank freaking goodness for the kind folks at patelco. i swear, they always figure out how to help

Blanca D. H.

5/5

I love this Branch, great Customer Service. I really appreciate Jose's Help with all the process. I Highly recommend Patelco Credit Union.

Maricruz B.

5/5

Awesome credit union. I am so glad I switched from BOA. You actually get benefits here! Its great and the customer service is the best.

Sean T. ?.

1/5

I have never had as hard a time doing literally anything with any business as I have with patelco. If I could give zero stars I would.

FRIDA D.

5/5

Muy amablesnu rapido servicio.

Adriana A.

5/5

Even though this Patelco branch is far from my home, I always leave happy with their amazing customer service. Every employee is so friendly, professional, and helpful they truly go above and beyond. They deserve 10 stars each for their kindness and excellent support. Thank you for always making me feel welcome! It’s worth the trip.

Aaron J. D.

3/5

In the right account you can make higher interest, with out locking it in. Their service tends to be faster, cuz they're a smaller bank. Their polices on giving the state of California controller your money if you don't have activity in your account, or don't cash their checks on time, is the fastest I've ever seen, in fact that's the only negative with Patelco, everything else is on point.

Shep R.

5/5

I have been experienced a very positive experience recently at patelco at cherry ave. I have been other banks for 5yrs but make it so hard to get car or personal loan. I was looking car loan for financing, I met Kristen Reyes,she have been So supportive, with a great postive energy and expert on her job from the start of fill out my applications until getting approved and throughout the process of having free checking and saving accounts. Also she gave me more helpful resources and information as a result I can able to open free checking account which I never had an idea of the existence of free checking and saving accounts. The service in patelco is super fast service. They processed my car loan application and personal loan in few hrs.the agents over the phone, email, text and in-person, they are super fast to respond, very professional best problem solver to issues. I highly recommend patelco. Thank you for the great job!

luis B.

1/5

went to get 2 rolls of quarters to do laundry. i had previously received quarters from this location in the past and was never asked about membership or offered membership. Today was different. a woman asked if i was a "member" of their credit union. i am not. i do bank with another credit union and use Patelico ATM often at that location. i was REFUSED 2 rolls of Quarters. No other members were in the bank at the time. if you bank with other credit unions you do not have access to their services other than using the ATM outside. FYI.....